Site Loader
Get a Quote

Taxable CD vs Annuity

Taxable CD vs Annuity;  Looking for the principal protection found in fixed income options, while still maintaining the potential for additional interest credit, you may benefit from a fixed index annuity. A fixed index annuity, commonly referred to as an FIA, works in any type of market. Whether up, down, or flat, an FIA provides the protection of principal found with a traditional fixed annuity along with the potential for additional interest credit linked, in part, to the performance of a market index. Taxable CD vs Annuity the comparison.

Do you currently invest in a taxable CD?

Currently, and historically, fixed annuities have outperformed certificates of deposits (CD’s) due to higher interests rates and tax-deferred accumulation.

Do you want to participate in the colossal growth of the U.S. stock market but are concerned about the inherent risk?

Equity-Indexed Annuities (EIA) are very innovative fixed annuities which allow you to participate in the upside of the stock market, yet they protect your  principal from stock market risk.

I understand that your CD’s are very safe, but do you wish they offered penalty-free withdrawals?

Fixed Annuities from our top-rated insurance carriers are among the safest savings products in the world.

Who Buys Annuities?

Ever wonder who buys annuities and why? Well, it’s just your average American. According to a Gallup Organization survey, the average owner of a “non-qualified” annuity is 66 years old, retired and has an annual household income of less than $75,000.

The survey, the fifth performed by Gallup for the Committee of Annuity Usurers since 1992, also found that slightly more females than males own annuities.

You deserve a free consultation, contact us ;

Post Author: fxmgmt22